Monday, December 08, 2008

=)

I've blogged quite a number of posts lately but deemed them too thought-provoking to post them up. So they are waiting in my 'Drafts' section awaiting the day I unveil their existence. Lol!

Anyway, thinking about life after STPM.

First off, I'll go for NS. Truthfully, I don't really want to go for it, I only want to go for the physical activities, but seeing I've experienced nearly everything from all my 5 years in secondary school I think the only new thing will be abseiling, something that was always cancelled during prefect camps due to bad weather/lack of time. But not much choice, it's after STPM or after I graduate. Of course I'll prefer to do it after STPM.

But anyway, that's beside the point.

I don't want my parents to spend any money on my education. I mean, if I can pay off for it or even get it free, why ask them to spend money on it?

So I'm considering.. a loan. Yes, a loan. The interest rate for a PTPTN loan is only 3%, which according to my brother is lower than the inflation rate over the past few years. In other words, I'll save more money by taking a PTPTN loan than to pay off for my education in one shot!

Yaaaaay.

Of course, if I can get a scholarship it'll be pretty good. But you have to wonder how many scholarships I'll be offered after rejecting quite a few scholarships. My name may even be blacklisted from all government agencies after my rejects. =( Like they say, I may have pushed the sponsors too far.

Oh well. It isn't the end of the world anyway. =) If I'm not on a scholarship I'll be free to do what I want.

Money is so so hard to come by. This is about the only reason why I'll apply for a scholarship instead of a loan, if I do. Scholarships usually give me monthly allowances. Loans don't. Then again, if I invest the remaining of my loan after paying off fees I may be able to make some money after all. :-) A scholarship to study locally is hardly worth it if I've got to repay it with a bond. At least, in my opinion. It may change anytime.

The temptation of looking for a job is almost overpowering at times. The lure of money.. haha.

We'll see about that.

Someone asked me to become a Voluntary Aid Detachment(VAD) today. I've always wanted to do it but never really found an opportunity to become one. I readily agreed, we'll see how it works out. :-)

And I want to pick up Braille. If I were to major in special education, I think Braille would be pretty useful. Of course, learning sign language is also useful, but I think I prefer working with the blind over the deaf. But still think I want to work with the mentally-handicapped above all.

And and and I want to pick up something new. Something like.. I don't know. So many things I want to try out.

Ok. Time to start studying and stop dreaming. Haha.

By the way, I've started studying some History. It's really interesting. I don't think I'll want to drop it anymore. =)

Take care,
God bless,
Jo

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